বৃহস্পতিবার, ৩১ জানুয়ারী, ২০১৩

Google to continue offering Exchange ActiveSync support on Windows Phones through July 31st

Google to continue offering Exchange support on Windows Phones through July 31st

Today is the day that Google has been planning to shut off its support for Exchange ActiveSync, but it appears that the company has had a slight change of heart. Google has confirmed that it will allow Windows Phones to access Google Sync services for an additional six months, ending on July 31. This move will allow Microsoft a little extra breathing room, giving the company more time to determine how to best resolve the concern that will affect countless Gmail fans that currently use Windows Phone as their primary driver; let's hope this means the platform will be updated to offer CalDAV support before time runs out.

We reached out to Google and received this confirmation: "As announced last year, our plan is to end support for new device connections using Google Sync starting January 30, 2013. With the launch of CardDAV, it's now possible to build a seamless sync experience using open protocols (IMAP, CalDAV and CardDAV) for Gmail, Google Calendar and Contacts. We'll start rolling out this change as planned across all platforms but will continue to support Google Sync for Windows Phone until July 31, 2013."

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Via: The Verge

Source: http://www.engadget.com/2013/01/30/google-exchange-activesync/

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Run on diapers leaves Norway's stores bare

Southern Norway is in the midst of a diaper shortage after a supermarket price war lured enterprising bulk shoppers from eastern Europe who have cleaned out the shelves, customs officials and retailers said.?

Norway is one of the world's most expensive countries. However, supermarkets in the south trying to lure local customers by undercutting rivals on the price of "nappies" inadvertently made it profitable enough for residents of nearby countries to start trading in them.?

"They buy every last diaper, I mean everything we have on the shelves, throw it in the back of their car and take them home, where they sell it for a nice profit," says Terje Ragnar Hansen, a regional director for retail chain Rema 1000.?

"It's not stealing and it's not even criminal but it's a big problem, ... they leave nothing for our regular customers.?

Customers come into Norway from Sweden, drive along the coast to fill their cars, then take a ferry back to the continent, said Helge Breilid, the chief of customs in Kristiansand on Norway's southern coast.?

Some have been stopped with diapers worth up to 50,000 crowns ($9,100), roughly 80,000 diapers, a legal shipment even though Norway is not part of the European Union.?

"They told us that the only reason they came to Norway was to drive around and buy diapers to bring back home and resell," Breilid said.?

"These people mainly come from Poland and Lithuania, and we have no reason to believe that they are part of any criminal gangs."?

Norwegian diapers cost as little as 30 crowns ($5.47) for 50, less than half of the prevailing price in Lithuania. Coincidentally, the Internet is heaving with Lithuanian sellers advertising Norwegian diapers.?

Copyright 2013 Thomson Reuters.

Source: http://www.nbcnews.com/business/run-diapers-leaves-norways-stores-bare-1B8203170

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বুধবার, ৩০ জানুয়ারী, ২০১৩

New BlackBerrys coming to UK, Canada in next week

Thorsten Heins, CEO of Research in Motion, introduces the BlackBerry 10, Wednesday, Jan. 30, 2013 in New York. The maker of the BlackBerry smartphone is promising a speedy browser, a superb typing experience and the ability to keep work and personal identities separate on the same phone, the fruit of a crucial, long-overdue makeover for the Canadian company. (AP Photo/Mark Lennihan)

Thorsten Heins, CEO of Research in Motion, introduces the BlackBerry 10, Wednesday, Jan. 30, 2013 in New York. The maker of the BlackBerry smartphone is promising a speedy browser, a superb typing experience and the ability to keep work and personal identities separate on the same phone, the fruit of a crucial, long-overdue makeover for the Canadian company. (AP Photo/Mark Lennihan)

Thorsten Heins, CEO of Research in Motion, announces that the company will now be known as BlackBerry, Wednesday, Jan. 30, 2013 in New York. The new BlackBerry smartphone is promising a speedy browser, a superb typing experience and the ability to keep work and personal identities separate on the same phone, the fruit of a crucial, long-overdue makeover for the Canadian company. (AP Photo/Mark Lennihan)

Thorsten Heins, CEO of Research in Motion, which is changing its name to BlackBerry, introduces the BlackBerry 10, Wednesday, Jan. 30, 2013 in New York. The maker of the BlackBerry smartphone is promising a speedy browser, a superb typing experience and the ability to keep work and personal identities separate on the same phone, the fruit of a crucial, long-overdue makeover for the Canadian company. (AP Photo/Mark Lennihan)

Thorsten Heins, CEO of Research in Motion, introduces the BlackBerry 10, Wednesday, Jan. 30, 2013 in New York. The maker of the BlackBerry smartphone is promising a speedy browser, a superb typing experience and the ability to keep work and personal identities separate on the same phone, the fruit of a crucial, long-overdue makeover for the Canadian company. (AP Photo/Mark Lennihan)

Stagehands prepare for the introduction of the BlackBerry 10, Wednesday, Jan. 30, 2013 in New York. The maker of the BlackBerry smartphone is promising a speedy browser, a superb typing experience and the ability to keep work and personal identities separate on the same phone, the fruit of a crucial, long-overdue makeover for the Canadian company. (AP Photo/Mark Lennihan)

(AP) ? A new generation of more versatile BlackBerry smartphones is finally about to hit the market after excruciating delays allowed mobile devices made by Apple, Samsung and others to build commanding leads in a market that is redefining society.

BlackBerry maker Research in Motion Ltd. formally unveiled its long-awaited line-up of revamped smartphones and software Wednesday at simultaneous events held in New York, Toronto, London, Paris, Dubai, Johannesburg, Jakarta and Delhi.

In a move underscoring the stakes riding on its make-or-break product line-up, the Canadian company used the occasion to announce it is changing its name to BlackBerry ? a pioneering brand that has lost its cachet since Apple's 2007 release of the iPhone reset expectations for what a smartphone should do.

The first devices in the new crop of BlackBerrys will be called the Q10, which will feature a physical keyboard like previous versions of the phone, and the Z10 will have only touch-screen keyboard, like Apple's trend-setting iPhone and other handsets running on Google's Android software, including Samsung's popular Galaxy. They will run on a redesigned operating system called BlackBerry 10, which the company began working on after buying QNX Software Systems in 2010.

The new software and BlackBerrys were supposed to be released a year ago, only to be delayed while Apple and Android device makers won more zealous converts to their products. In the meantime, Microsoft Corp. also rolled out a new Windows operating system for smartphones giving RIM another technology powerhouse to battle. The delays helped wipe out $70 billion in shareholder wealth and 5,000 jobs.

"It is the most challenging year of my career," said RIM CEO Thorsten Heins, whose anniversary leading the company occurred last week. "It is also the most exhilarating and exciting one."

The wait for U.S. smartphone users interested in buying the new BlackBerry line isn't over. The Z10 won't be released in the U.S. until March and the Q10 might not arrive in the country until April, Heins said, to give wireless carriers more time to test the product. The estimated U.S. prices for the phones weren't announced either.

The Z10, which BlackBerry will call the "Zed-10" outside the U.S., will go on sale Thursday in United Kingdom Thursday. The same model will be released in Canada on Feb. 5 and will cost about $150 there with a three-year contract.

BGC Financial analyst Colin Gills said the new phones' tardy arrival to the U.S. threatens to cause even more BlackBerry users to defect to the iPhone or an Android device.

Wednesday's event didn't go over well on Wall Street. RIM's stock fell $1.18, or 7.5 percent, to $14.48 in afternoon trading.

Repeated delays have turned the once-iconic BlackBerry into an afterthought in the shadow of the iPhone and Android devices. That has led some analysts to question whether the company that helped create the smartphone market will survive, especially as its losses have mounted in the past year.

Yet there was renewed optimism heading into Wednesday's event. Previews of the BlackBerry 10 software have gotten favorable reviews on blogs. Financial analysts are starting to see some room for a comeback. RIM's stock has more than doubled from its nine-year low in September, though it's still nearly 90 percent below its 2008 peak of $147.

RIM redesigned the system to embrace the multimedia, apps and touch-screen experience prevalent today. The company is promising speedier devices, a superb typing experience and the ability to keep work and personal identities separate on the same phone.

Most analysts consider BlackBerry 10's success to be crucial for the company's long-term viability. Doubts remain about the ability of BlackBerry 10 to rescue RIM.

"We'll see if they can reclaim their glory. My sense is that it will be a phone that everyone says good things about but not as many people buy," Gillis said. He thinks the company will need to sell at least 5 million BlackBerrys each quarter to remain viable.

Jefferies analyst Peter Misek called it a "great device" and said RIM does have some momentum just months after the Canadian company was written off for dead.

"Six months ago we talked to developers and carriers, and everybody was just basically saying 'We're just waiting for this to go bust,'" Misek said. "It was bad."

The BlackBerry has been the dominant smartphone for on-the-go business people and crossed over to consumers. But when the iPhone came out, it proved phones can do much more than email and phone calls. Suddenly, the BlackBerry looked ancient. In the U.S., according to research firm IDC, shipments of BlackBerry phones plummeted from 46 percent of the market in 2008 to 2 percent in 2012.

Regardless of BlackBerry 10's advances, though, the new system will face a key shortcoming: It won't have as many apps written by outside companies and individuals as the iPhone and Android. RIM has said it plans to launch BlackBerry 10 with more than 70,000 apps, including those developed for RIM's PlayBook tablet, first released in 2011. Even so, that's just a tenth of what the iPhone and Android offer. Popular services such as Instagram and Netflix won't have apps on BlackBerry 10.

___

AP Technology Writer Michael Liedtke in San Francisco contributed to this story. Rob Gillies reported from Toronto.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/495d344a0d10421e9baa8ee77029cfbd/Article_2013-01-30-RIM-BlackBerry%20Makeover/id-5649ae691afd426bbeec8e1df333e519

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'Pretty Little Liars' star's heart lies in music

FILE - This Nov. 20, 2012 file photo shows actress Lucy Hale posing for a portrait in New York. Hale stars in the ABC Family series, "Pretty Little Liars." (Photo by Carlo Allegri/Invision/AP, file)

FILE - This Nov. 20, 2012 file photo shows actress Lucy Hale posing for a portrait in New York. Hale stars in the ABC Family series, "Pretty Little Liars." (Photo by Carlo Allegri/Invision/AP, file)

FILE - This Nov. 20, 2012 file photo shows actress Lucy Hale posing for a portrait in New York. Hale stars in the ABC Family series, "Pretty Little Liars." (Photo by Carlo Allegri/Invision/AP, file)

(AP) ? On the ABC Family series "Pretty Little Liars," Lucy Hale's character, Aria, has a passion for fashion. She wears lots of layers, textures and patterns.

"All credit goes to our costume designer, Mandi Line, who calls Aria her mini-me," Hale said in a recent interview. "This is how she dresses so it comes easy to her. This character has become her baby. Aria's the one that wears stripes and leopard print and neon all at once. Where one person will wear one trend, she'll wear all of the above but she's just fun."

"Pretty Little Liars," which airs Tuesdays (8 p.m. Eastern), is about a group of teenage girls who are being blackmailed by a mysterious group of people who go by the name A.

While Aria loves to express herself through clothes, Hale channels her emotions through music.

The 23-year-old was among the winners in 2003 of "American Juniors," a spinoff of "American Idol," where the final five formed a vocal quintet. They recorded an album but broke up in 2005.

Hale laughs that she was "just convinced I was the second coming to Kelly Clarkson."

She went into acting, landing roles on the short-lived TV show "Privileged," movies like "The Sisterhood of the Traveling Pants 2" and "Scream 4."

Now she's decided to give music another go.

Hale signed with Hollywood Records and is recording a country album, produced by Mark Bright who's worked with Rascal Flatts, Carrie Underwood and Sara Evans. She's expected to release a single, followed by an album later this year.

"(The album) is something I wanted to do way before 'Pretty Little Liars' or anything. I grew up singing, and acting sort of came up along the way. ... (Recording) is a lot of weekends, it's a lot of long nights but I'm so passionate about it ... I'm just really excited," she said.

Hale, who was "born and bred in Tennessee," says she listened to country music as she was growing up.

"Country music to me is the best music in the world. It's storytelling and it means something and it can make you feel any emotion in the world and it's just where my heart is," she said.

Kristian Bush of the country duo Sugarland is writing songs with Hale for her album. In a recent phone interview, Bush said he tried to discourage Hale because of all the hard work involved.

"I've had multiple record deals. ... Even when you're great it doesn't guarantee success," he said.

But Hale showed she was fearless, committed and has an impressive knowledge of country music.

"I would drive around in the car with her ... and she always flips the station to the country station and always sings along louder than the radio. I'm like, 'How do you know that song? I don't even know that song. I've just heard of (the band) Florida Georgia Line. How did you get that? Did you get an advance copy?' She just obsessively listens. Nothing creates a better writer or an artist than a great listener," Bush said.

Hale hopes country fans will accept her.

"Once you get in the circle of country music, you're in and they will stay with you for life," said Hale. "It's just going over the hurdle of getting in there because they don't just let anyone in. Look at the careers. You don't make one album. You make 25 albums. They're just behind your back always."

___

Online:

http://beta.abcfamily.go.com/shows/pretty-little-liars

___

Alicia Rancilio covers entertainment for The Associated Press. Follow her online at http://www.twitter.com/aliciar

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/4e67281c3f754d0696fbfdee0f3f1469/Article_2013-01-29-People-Lucy%20Hale/id-9045650f21f64bebb67893c0431cafee

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Video: Bring on the Budget Cuts?

Sorry, Readability was unable to parse this page for content.

Source: http://video.msnbc.msn.com/cnbc/50621697/

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মঙ্গলবার, ২৯ জানুয়ারী, ২০১৩

FACT CHECK: The stretched case against Chuck Hagel

WASHINGTON (AP) ? Republican-leaning groups opposing President Barack Obama's choice of Chuck Hagel to head the Defense Department have let loose a barrage of claims about the former GOP senator.

They say he endorses automatic cuts to the defense budget, that he wants to decimate the nation's nuclear arsenal, that his membership on the board of a major company that had a Pentagon contract is a conflict of interest that he's ignoring.

A look at Hagel's record suggests many of the contentions are overblown.

In statements and attack ads, the groups have sought to undermine Hagel's nomination in the weeks leading up to his confirmation hearing on Thursday before the Senate Armed Services Committee. His opponents face a tough challenge as Democrats have begun to rally around the president's choice, and the party has the majority votes to confirm the former two-term Nebraska senator, barring surprises.

Here's a look at the validity of some of the criticism of Hagel.

___

THE CLAIM: "We live in a dangerous world. Iran, North Korea, even Russia. But Barack Obama's nominee for secretary of defense wants America to back down. An end to our nuclear program. Devastating defense cuts. A weaker country."? An ad being run by Americans for a Stronger Defense in the home states of five Democratic senators up for re-election next year ? Alaska's Mark Begich, Arkansas' Mark Pryor, Louisiana's Mary Landrieu, Colorado's Mark Udall and North Carolina's Kay Hagan.

THE FACTS: Hagel has not proposed ending the nuclear weapons program, though he has supported deep cuts.

Hagel was co-author of a May 2012 study by the advocacy group Global Zero that called for an 80 percent reduction of U.S. nuclear weapons and elimination of all nuclear-armed intercontinental ballistic missiles.

The group argued that with the Cold War over, the United States needs no more than 900 total nuclear weapons. Currently, the U.S. and Russia have about 5,000 each, either deployed or in reserve. Both countries are on track to reduce the deployed strategic warheads to 1,550 by 2018, the number set in the New START treaty that the Senate ratified in December 2010.

The study said: "These steps could be taken with Russia in unison through reciprocal presidential directives, negotiated in another round of bilateral arms reduction talks or implemented unilaterally." The report was by Hagel, former ambassadors Richard Burt and Thomas Pickering, retired Gen. James Cartwright, a former vice chairman of the Joint Chiefs of Staff, and retired Gen. John J. Sheehan.

An arsenal of 900 nuclear weapons would not be an "end" to the U.S. nuclear program, but Hagel and the organization did raise the possibility of unilateral reductions. In a statement Monday, Burt and others defended Hagel and dismissed suggestions that they were "unilateralists."

The group running this anti-Hagel ad was formed recently and offers little information about itself on its website. Board member Mauricio Claver-Carone also is director of the US Cuba Democracy Advocates in Washington and favors tighter restrictions on the Castro government.

___

THE CLAIM: "Opposition is growing even more due to his support for sequestration of the military: huge budget cuts that the Joints Chiefs have already warned the Senate Armed Forces Committee would result in a 'hollow force.'" ? A Jan. 22 statement from Move America Forward, a California-based group founded by conservatives in 2004 to show support for U.S. troops.

THE FACTS: The group offered no evidence Hagel supports sequestration, the budget mechanism that will mean automatic, across-the-board spending cuts March 1 if Congress does not act to avert them. The White House says he opposes the mechanism, which came into play after Hagel left the Senate.

To be sure, Hagel has spoken about cutting Pentagon spending. In a 2011 interview with the Financial Times, Hagel said, "the Defense Department, I think in many ways, has been bloated" and "has gotten everything it's wanted the last 10 years and more."

The base defense budget has nearly doubled over 10 years, to about $528 billion this year. That doesn't include the billions spent on the wars in Iraq and Afghanistan.

Obama and congressional Republicans agreed in August 2011 on a deficit-cutting plan that would cut $487 billion from projected defense spending over 10 years. Democrats and Republicans also voted for automatic cuts of $55 billion this year if a special congressional panel can't come up with a sweeping deficit-cutting plan.

Defense Secretary Leon Panetta has warned against the approach of across-the-board cuts, and Hagel has given no sign that he has a different view.

___

THE CLAIM: "Now Hagel sits on the board of Chevron, which receives hundreds of millions in Pentagon contracts. ... How can Chuck Hagel run the Pentagon with so many ethical questions about his own record?" ? Ad by the American Future Fund, which is running a "Hagel No" campaign. The group describes itself as advocating conservative, free-market ideals.

THE FACTS: It's widely assumed that Hagel will be leaving the Chevron board, a move common for nominees who face the prospect of such ethical conflicts. The Senate Armed Services Committee has some of the most stringent rules for nominees for senior civilian positions in the Defense Department. The panel requires nominees to divest all financial interests in companies doing business with the department. Stepping down from any board would certainly be required.

The committee bases its decisions on the Defense Department list of companies with contracts valued at $25,000 or more. The list is 330 pages long and includes Chevron.

EDITOR'S NOTE _ An occasional look at political claims that take shortcuts with the facts or don't tell the full story

Source: http://news.yahoo.com/fact-check-stretched-case-against-chuck-hagel-202223347--politics.html

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Ants' behavior leads to research method for optimizing product development time, costs

Jan. 29, 2013 ? Trying to find just the right balance of time spent in meetings and time performing tasks is a tough problem for managers, but a Wayne State University researcher believes the behavior of ants may provide a useful lesson on how to do it.

Using computer simulations derived from the characteristics of ants seeking food, Kai Yang, Ph.D., professor of industrial and systems engineering in the College of Engineering, has developed a mathematical model-based methodology to estimate the optimal amount of time spent to develop a product, as well as the cost, in overlapped product development. It is the latest in a series of projects he has worked on for Siemens North America.

"Non-discrete Ant Colony Optimisation (NdACO) to Optimise the Development Cycle Time and Cost in Overlapped Product Development," published recently in the International Journal of Production Research, utilizes the concept of concurrent engineering (CE), a systematic approach to product development based on parallel execution of tasks. The approach integrates several functions to reduce the development time and cost of a product while maintaining its quality. Co-authors include Satish Tyagi, Wayne State research assistant, and Anoop Verma, Ph.D., of the University of Iowa.

In CE, cross-functional teams communicate through several meetings, some before the beginning of project, categorized as precommunication, and some during execution of the project, called communication policy.

Because significant cost is incurred through those meetings, Yang said, it is necessary to investigate the cost-time trade-offs involved in the concurrent product development process to enhance work performance. Otherwise, applying the process can result in a larger number of iterations, or rework, adding to both time and cost.

"Currently, there is a lack of communication flow within organizations due to their large size, time differences, etc.," Yang said. "Therefore, the amount of precommunication and communication policy and the extent of overlapping stages should be meticulously determined to achieve the desired goals."

As product development moves forward, lack of communication from upstream decision-makers to downstream workers can leave the latter to operate without the latest available information to complete their task efficiently, he said.

Researchers studying ants' food-foraging behavior have noticed that changes in the pheromone trails left behind by the insects communicate the best ways for those that come after them to proceed. That led to the development of ant colony optimization (ACO) models, which Yang and his team are using.

Researchers believe their simulation model could reduce product definition time by as much as 50 percent, and lead to best practices that improve critical thinking and remove communication barriers. Such practices can be applied to large-sector manufacturing, health care and service companies, Yang said.

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The above story is reprinted from materials provided by Wayne State University - Office of the Vice President for Research.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


Journal Reference:

  1. S.K. Tyagi, Kai Yang, A. Verma. Non-discrete ant colony optimisation (NdACO) to optimise the development cycle time and cost in overlapped product development. International Journal of Production Research, 2013; 51 (2): 346 DOI: 10.1080/00207543.2011.633120

Note: If no author is given, the source is cited instead.

Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/top_technology/~3/AkYtUmYv0G0/130129111751.htm

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The Bachelor Recap: The Wheels Come Off

Source: http://www.thehollywoodgossip.com/2013/01/the-bachelor-recap-the-wheels-come-off/

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সোমবার, ২৮ জানুয়ারী, ২০১৩

Sorry Apple, the BlackBerry Z10 Is Hotter Than the iPhone

I've always hated BlackBerry phones. Disgracefully ugly bricks they were—until BlackBerry 10. If the RIM's new flagship Z10 device really looks like this—and apparently it does—and if the OS is as nice as it seemed at CES, I will totally snatch one up. More »


Source: http://feeds.gawker.com/~r/gizmodo/full/~3/cTvCujMyWvE/sorry-apple-the-blackberry-z10-is-hotter-than-the-iphone

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Canada's wine and spirits market to continue rapid growth ...

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Note: A Vinexpo study forecasts that growth in Canadian wine and spirits consumption will continue to grow up to 2016 and will be three times greater than that of the rest of the world. What follows are the results of the study.

TORONTO ? The unveiling of Vinexpo?s 11th study on the Current trends in the international wine and spirits market and outlook to 2016, conducted by British firm, The International Wine and Spirit Research (IWSR) on behalf of Vinexpo was held in Montr?al and Toronto, with the participation of the prestigious fair?s spokespersons, Robert Beynat, general manager and Xavier de Eizaguirre, chairman.

A veritable benchmark for sector professionals, this much-anticipated study confirms that Canada will maintain its impressive growth rate with regard to wine consumption between 2012 and 2016 (+14.27 per cent), three times greater than the global average.

image001Between 2012 and 2016, Canada will become the world?s fifth biggest wine consumer, behind China, the United States, Russia and Germany.

Vinexpo, the international wine and spirits fair, will open its doors in five months, running from June 16 to 20, 2013. Held every two years, the fair highlights the achievements made by sector professionals. More than 650 Canadian operators will join the event?s 48,000 expected visitors.

Accelerated growth within the international wine market

Still and sparkling wines posted a +2.8 per cent increase between 2007 and 2011, for a sales total of 2.679 billion 9-litre cases, representing 32 billion bottles. The Vinexpo study forecasts that said consumption growth rate will increase between 2012 and 2016 and re-establish the pace it set in the early 2000s at +5.3 per cent over five years. The study further estimates that international consumption in 2016 will reach 2.873 billion 9-litre cases, representing 34.48 billion bottles.

?This growth is easy to explain,? comments Robert Beynat, general manager of Vinexpo. ?China, the United States and Russia are core markets that drive international growth. In 2010, China became the world?s fifth biggest wine consumer, while the United States took the lead.?

These three markets and Australia alone saw their consumption jump by 1.55 billion bottles between 2007 and 2011.

2009-22-05-1_1_gallery_full

However, the situation is reversed across Europe, where wine consumption is undergoing a downturn. For the first time in 15 years, the United Kingdom and Germany posted a respective drop of -4.07 per cent and -2.73 per cent between 2007 and 2011. France and Italy were similarly affected during this period, with respective drops of -7.13 per cent and -2.51 per cent, while Spain underwent a significant free-fall of 19.67 per cent over the past five years. The United States, France and Italy were the period?s top three consumers.

On the export side, the French have reaffirmed their international leadership position with an export sales figure of US $9.9 billion (+5.24 per cent since 2007).

Italy, Spain and Australia are hot on their heels, posting significant sales volume increases. Sadly, said boosts are not proportional to their sales figure increase, reflecting a notable average price drop among export wines.

Evolving consumption habits

The Vinexpo study underscores several major changes in consumption habits, namely the rapid growth of sparkling wines, with an 8.52 per cent increase between 2012 and 2016, as well as the steady rise of ros? wines, which will rise 7.58 per cent by 2016.

PRESSE DIM 3_gallery_full

Red wines are still dominating the international market, as they represented 54.7 per cent of still wine consumption in 2011 and will post a 9.1 per cent increase by 2016.

It also bears mentioning that consumers are looking for quality. Bottles sold at over $10 per unit totalled 213.566 million 9-litre cases in 2011 and said volume will undergo significant growth (+29.93 per cent) between 2011 and 2016.

Canadian consumers are no different, with 69.5 per cent of wines bought in Canada valued at over $10. Furthermore, the Vinexpo study believes this consumption rate will increase by 30.45 per cent by 2016.

Fast-growing Canadian market

Between 2007 and 2011, wine consumption in Canada increased by +14.55 per cent, for a total of 43.21 million cases consumed in 2011. By 2016, this rate should stay the course, reaching 50.70 million cases, representing 14.27 per cent increase between 2012 and 2016, three times greater than the average international growth.

Consumption trends are stable, with a 17.49 per cent increase in red wine consumption between 2012 and 2016, representing 61.7 per cent of Canada?s still wine consumption, while ros?s continue their rapid ascension, with a 45.41 per cent boost between 2012 and 2016.

barsac_gallery_full

As for value, sales figure growth keeps pace with volumes, with wine sales in Canada expected to increase by +14.75 per cent, for a total of $5.7 billion in 2016.

Import wine consumption is going strong, totalling 31.27 million cases in 2011 and expected to post 37.59 million cases by 2016, representing a 17 per cent increase. However, the domestic wine consumption rate is likely to drop slightly (from +10.71 per cent to +7.72 per cent) by 2016.

Coming as a major change since 2011, France has lost its status as Canada?s foremost supplier to Italy, whose exports to Canada posted a +16.1 per cent increase, while France saw its Canada-bound exports drop by -3.74 per cent.

Spirits market stabilization

According to the Vinexpo study, world spirits consumption should stabilize, posting a +8.98 per cent growth rate increase by 2016, well below its +32.64 per cent growth between 2007 and 2011.

The Asia-Pacific region is the world?s foremost spirits consumption zone (61.5 per cent of global consumption). This region posted a tremendous growth rate of +74.31 per cent from 2007 to 2011, which should stabilize to +13.63 per cent between 2012 and 2016.

In Canada, spirits consumption should grow +3.70 per cent between 2012 and 2016. This accelerated growth stems from an increase in import spirits consumption (+4.16 per cent) in 2012 and a drop in domestic spirits.

Vodka, the most popular spirit in Canada (4.76 million cases in 2011), is expected to grow +9.83 per cent between 2012 and 2016. It is followed by rum, which saw its consumption rate increase by +6.55 per cent between 2007 and 2011.

About Vinexpo

Created in 1981 by the Bordeaux Chamber of Commerce and Industry, the Vinexpo exhibition has stood out over the years as being the largest global world wine and spirits exhibition for decision-makers, distributors and producers in the field. Held in Bordeaux every other year, Vinexpo has seen an impressive growth since its creation. In 2011, Vinexpo welcomed 2,400 exhibitors from 47 countries, 48,122 visitors from 148 countries and more than 1,254 journalists and writers. An exceptional showcase for products from around the world, Vinexpo is an exchange and debate point in the heart of the world?s most renowned wine-producing districts. Beyond the exhibition itself, Vinexpo has succeeded in providing wine and spirits professionals with a genuine tool for strategic reflection and planning through studies, symposia and conferences.

?

?

Source: http://winesinniagara.com/2013/01/canadas-wine-and-spirits-market-to-continue-rapid-growth-according-to-vinexpo-forecast/

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sudonmodhu: New Self-Improvement Book Teaches About ...

New Self-Improvement Book Teaches About Ancient Wisdom, Spirituality and ?
PR.com (press release)
New Self-Improvement Book Teaches About Ancient Wisdom, Spirituality and Their World. New self-improvement book about Taoist inspired spirituality just released by licensed practitioner of Chinese Medicine, Jean-Marie Paglia. New York, NY, January 25, ?

View full post on spirituality ? Google News

Source: http://spiritualminute.org/new-self-improvement-book-teaches-about-ancient-wisdom-spirituality-and-pr-com-press-release.htm

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Source: http://sudonmodhu.blogspot.com/2013/01/new-self-improvement-book-teaches-about.html

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রবিবার, ২৭ জানুয়ারী, ২০১৩

The Nuts And Bolts Of Seo Service Business Advertising ? What You ...

All SEO service business owners always want to achieve success in their SEO service businesses. They try to implement ways to improve their craft and make it on top of the line. Here are great tips you can learn behind every popular SEO service business.

Obtain a memorable URL and e-mail address for the SEO service business and confirm to include both of these products in all of your marketing materials. Continued and repeated exposure to your brand foster brand recognition and we all know brand recognition equals SEO service business increase.

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Money Back Guarantees help ease the purchasers mind when they?re hesitant to buy. Stand behind you products and honor your guarantees. Make it simple and easy for the customers. Some SEO service businesses will even let the customer keep the product, even if they want their money back for it. This could earn you more trust.

Write articles describing your SEO service business and then submit them to various directories. You should also post articles to your SEO service business website. Typically submission is free and should yield positive exposure for your SEO service business. For ideas, try searching online for tips and strategies in developing good articles about your SEO service business.

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Resist the urge to micromanage your team. Over-managing your employees can stifle their innovation and energy, and it can lead to dissatisfaction in their role. Micromanaging employees can cause them to feel like you lack trust in them or their abilities.

Searching for ways to enhance your knowledge about the information discussed above? Just submit seo free when searching online. You can find some great helpful suggestions about free trial seo services in nottingham.

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Source: http://blog.onewaylinksite.com/the-nuts-and-bolts-of-seo-service-business-advertising-what-you-have-to-know/

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SPECIAL REPORT: History of hospices in Zambia | Times of Zambia

By HECTOR BANDA -

JULIUS Caesar in Shakespeare?s Julius Caesar says: ?Of all the wonders that I yet have heard, it seems to me most strange that men should fear death, seeing that death will come when it will come.?

This is a conducive setting for the discourse this week: Hospices. Hospices are small residential institutions for terminally ill patients, focusing on the patient?s well-being rather than cure.

The relief of pain and spiritual counseling are the main thrust. This care for the dying may include home visits by professional personnel such as nurses and clergy to provide for the person?s physical and emotional needs.

In olden times hospices provided refuge for pilgrims, travellers, and the homeless were offered lodging, usually by a religious order.

Indeed the Lord Jesus Christ gives the Parable of the Good Samaritan in Luke 10: 29-35 where the man who fell among robbers was reposed at an inn.

The term ?hospice? stems from the same linguistic root as ?hospitality?. It can be traced back to medieval times when it referred to a place of shelter and rest for weary or ill travelers on a long journey.

The name was first applied to specialised care for dying patients by physician Dame Cicely Saunders.

Starting in 1948 Dame Saunders began her work with the terminally ill and eventually created the first modern hospice, St Christopher?s Hospice, in a residential suburb of London.

Saunders introduced the idea of specialised care for the dying to the United States during a 1963 visit with Yale University.

She gave a lecture to medical students, nurses, social workers and chaplains about the concept of holistic hospice care, included photos of terminally ill cancer patients and their families.

The dramatic differences before and after the symptom control care were also depicted.

This lecture resulted in the development of hospice care as we know it today.

These developments resulted in? Florence Wald, then Dean of the Yale School of Nursing, inviting Saunders to become a visiting faculty member of the school for the spring term.

In 1967 Wald took a sabbatical from Yale to work at St Christopher?s and learn all she could about hospices.

However, it was the book based on more than 500 interviews with dying patients published in 1968 titled On Death and Dying written by Dr Elisabeth Kubler-Ross that most highlighted the concept of hospices.

Within it, Kubler-Ross makes a plea for home care as opposed to treatment in an institutional setting and argues that patients should have a choice and the ability to participate in the decisions that affect their destiny.

In 1972 Kubler-Ross testified at the first national hearings on the subject of death with dignity, which are conducted by the US Senate Special Committee on Aging.

In her testimony, Kubler-Ross states, ?We live in a very particular death-denying society. We isolate both the dying and the old, and it serves a purpose. They are reminders of our own mortality.?

Kluber-Ross pleaded for families to be given more help with home care and visiting nurses, giving the families and the patients the spiritual, emotional and financial help in order to facilitate the final care at home.

By 1974 Wald, along with two pediatricians and a chaplain, founded Connecticut Hospice in Branford, Connecticut.

In 1974 the first hospice legislation was introduced by Senators Frank Church and Frank E Moss to provide federal funds for hospice programmes. It failed to be passed into law.

In 1977 in England, a dying boy was refused hospice care due to his age. Following that situation, an epoch for hospices began.

In Zambia, the five main providers of palliative care within an inpatient setting include:

Mother of Mercy Hospice, Jon Hospice, Ranchhod Hospice, Our Lady?s Hospice, Martin Hospice and Cicetekelo.

Most have an additional home care service because the dying are too sick to stay at home.

Yet traditionally and biblically, it is more dignified and peaceful to die at home surrounded by one?s kith and kin.

There are several reasons for dying away from home as hospice in-patient units in Zambia: The inconvenience of informing the hospital and police of a death at home and costly procedures for BIDs (brought in dead), 20 per cent of urban employees have no social safety network normally provided by the extended family system (families reject the dying and orphans).

Mother of Mercy Hospice: The programme was established in 1992 in Chilanga, 16 kilometres south of Lusaka. Most patients are HIV positive. More than 520 inpatients occupy the 22 beds.

An out-patient clinic and a school for children affected by HIV/AIDS operate alongside it.

The small day centre is now a large community school, Guardian Angel School, with about 130 pupils.

The outpatient clinic attends to up to 60 patients daily. About 300 patients from the home-based care programme receive food from the World Food Programme.

Less than 10 per cent of in-patients are on ARV therapy. A local doctor specialised in ARV treatment allocates two to four hours weekly.

The donor picks up the bill for treatment during the patient?s life.

Patients are counselled for 15 minutes or more daily to discuss the importance of regular taking of medication.

Up to 100 patients are visited in their homes each month by the home care team. All in-patients are screened for HIV, have a full blood count, and urine and stool analysis.

Donations in cash or kind are made by the local community, international donors, individual benefactors and local companies to purchase school uniforms and materials.

The hospice is primarily funded by the Archdiocese of Lusaka, nothing comes from the Government.

Jon Hospice: Run by Kara Counselling, the hospice was founded in 1999 and covers greater Lusaka. Initial funds for its establishment came from Pola van der Donck, a Dutch benefactor.

It is now being sustained by a combination of donors. The hospice itself also receives operating funds from the Diana, Princess of Wales Memorial Fund.

Local donations include 25 kilogrammes of beef to contribute towards food costs.

The day care centre for children is funded by Firelight Foundation and AIDS Alliance.

In addition to a 26-bed hospice unit, it operates a mobile hospice service, primarily for children, in the community.

A day care centre for children also operates there. Of the approximately its 500 admissions in 2003, nearly 40 per cent died.

In April 2004, there were 56 admissions. The multidisciplinary mobile hospice team works closely with other home-based care programmes, thus avoiding duplicating services.

Other Kara Counselling programmes include Hope House (life skills training and

VCT), Umoyo Training Centre (skills training and literacy classes for orphaned girls),

Martin Hospice and Ranchhod House (palliative centres).

Ranchhod House: This is named after the Asian businessman who donated the house; it incorporates a 15-bed adult hospice unit that opened in 2003.

It acts as a drop-in centre for HIV counselling and testing.

A street children?s programme is also being established as a preventative measure for vulnerable children.

These services are financially managed by Kara Counselling in Lusaka although local and international donations are sourced by Kabwe directly.

Funding has come from Irish Aid (water system), Abbot Pharmaceuticals (HIV test kits), local farmers and businesses (foodstuffs) and the Zambian NGO ? Community Response to HIV and AIDS (extension of the women?s ward). It is twined with Hospice of Illinois (USA).

Our Lady?s Hospice: This training and outreach programme started in 2001 and the custom-designed 22-bed in-patient unit opened in 2003.

It comprises 4 houses, each with 3 rooms that are furnished with 2 beds.

Acute day patients are stabilised and then transferred to an 8-bedded special care/observation unit/wards.

Trained volunteers visit patients in their homes. Relatives support work of the hospice.

Our Lady?s Hospice: The main funding for this service comes from the Catholic Church. Franciscans in the USA made the start up payment of US$10 000 for the feasibility study for hospice model. The UTH provides free ARVs.

Funds from the Catholic Church in USA supported the building of a laboratory for HIV testing.

Martin Hospice: Located in Choma, about 5 hours drive from Lusaka, this programme offers a 12-bed in-patient unit, a day care centre for 25 children and an outreach programme using already existing Catholic Church diocese home based care programmes.

Cicetekelo Hospice (Ndola Hospice/Ecumenical Hospice Association: It serves both urban and rural Ndola.

It also runs businesses to generate income. There is a 25-bedded inpatient unit for cancer patients and HIV patients. There is also home based care for 200 registered patients and 1200 orphans.

The World Food Programme provides food. Funding comes from both local and international: the Nuffield Foundation; the Diana Fund; Irish GPs (who raised 27,000 Euros following the recording of a Band-Aid type Song in my Heart CD) and the Irish Government?s Joint Committee on Foreign Affairs. It is run by Sr Eileen Keane of the Holy Rosary Sisters.

The University Teaching Hospital (UTH): Officially there are 1500 beds but unofficially close to 2,000 patients, many of them on the floor. It has called a ?departure lounge?.

NATIONAL AND PROFESSIONAL ORGANISATIONS

Some of national and professional organisations that are involved in various ways to support the work hospices in Zambia include: Catholic Archdiocese of Lusaka (52 home based care services); Zambian Palliative Care Association (an informal national association mainly linking Mother of Mercy Hospice and Jon Hospice); Power of Love Foundation (USA-based NGO aiming to minimise the impact of HIV/AIDS and is undertakes projects in Zambia and works in associate on with the Anglican Children?s Project); and The Diana, Princess of Wales Memorial Fund (works in 9 sub-Saharan Africa countries and committed an initial ?5 million over 5years).is sparse. Enthusiasm from government has been lacking, until last week when it undertook to fund hospices.

CHALLENGES FACED BY HOSPICES IN ZAMBIA

The main challenges faced by hospices in Zambia can be summarised as: paucity of funds to meet running costs, inadequate and poorly trained staff, lack of transport, insufficient supply of palliatives (drugs), absence of policy and the ambivalence of political dispensation, and the breakdown of the extended family system that has lead to many patients being abandoned.

BENEFITS OF PARTNERSHIPS

Benefit from partnering with other hospice fraternities in Africa and beyond include: the knowledge that they are being supported in their hospice and palliative care efforts to care for their patients, families and communities; partnerships provide financial and in-kind support hospice partners; funds can help support and expand their programs as well as in-kind donations providing medical and home care supplies, professional journals, books and training materials; partnerships can lead creation of long-lasting relationships and a deeper understanding of and access to lessons from other hospice partner?s challenges, goals and successes.

FUTURE PROSPECTS

Based on Zambia?s political economy and consideration of ethical issues, it is incumbent that a realignment of the budget be more skewed more towards health services.

A sick nation cannot be expected to be optimally productive.

Zambia?s Gross Domestic Product per capita is US$906 which falls within the range of US$8,272 (Libya) and US$346 (Democratic Republic of the Congo) in the countries of Africa.

Moreover, copper output has continued to increase and is expected to continue doing so in the coming years, due to the anticipated higher copper prices.

Also, the maize harvests doubled in 2010/2012 marketing season which helped to boost GDP by nearly 5.0 per cent.

Poverty reduction programs continue to receive support international bodies, including the IMF.

A tighter monetary policy has helped to cut inflation to single digit currently; but Zambia still needs to watch its fiscal discipline, for good health support, especially for the hospice movement in Zambia.

(The author is Executive Chairman of Sylva Group of Companies, former Principal Lusaka Campuses of Zambia Institute of Management, Zambia?s Poet Laureate 1998, immediate past president of Zambian PEN Centre, an association of writers affiliated to International PEN). Contact lanku2001@yahoo.com; 0979487788

Source: http://www.times.co.zm/sunday/?p=12936

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Nokia intros Music+ subscription service with unlimited downloads, web listening

Nokia Music on a Lumia 800

Most of the bigger streaming music services have both a free tier for casual listeners and a paid level for truly committed music fans. Nokia doesn't want to be the exception to the rule. It's launching Nokia Music+, a paid version of its existing platform. Paying €4 per month ($4 in the US) gives perks that you'd normally expect from a more expensive alternative like Spotify or Slacker's premium tier: the upgrade ratchets up the audio quality, adds lyrics, allows unlimited skips in Mix Radio and enables as many downloads for offline play as the phone can hold. Aren't you suddenly glad that you picked up a 32GB Lumia 920? Not that you'll always need it to tune in -- Music+ adds web streaming for anything with a suitably capable browser. Nokia hasn't said just which countries beyond the US will get the more advanced service, but it should make a formal debut within the next few weeks.

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Source: http://www.engadget.com/2013/01/27/nokia-unveils-music-plus-subscription-service/

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Science Reference: A New Thesaurus Created for the Astronomy ...

From IOP Publishing:

The American Institute of Physics (AIP) and IOP Publishing (IOP) have jointly announced the gift of a new astronomy thesaurus called the Unified Astronomy Thesaurus (UAT) to the American Astronomical Society (AAS) that will help improve future information discovery for researchers.

[Our emphasis] The AAS will make the UAT freely available for development and use within the astronomy community, while ensuring the thesaurus remains relevant and useful. Further development of the UAT will be undertaken by the John G. Wolbach Library at the Harvard-Smithsonian Center for Astrophysics in collaboration with the Astrophysics Data System (ADS) and the International Virtual Observatory Alliance (IVOA) to enhance and extend the thesaurus to ensure that it continues to meet the needs of the astronomy community.

[Clip]

The thesaurus will be used in semantic technologies. With many thousands of resources being published each year in the field of astronomy, these kinds of tools are vital to ensure that researchers continue to be able to find relevant information quickly and ultimately improve the discoverability of research. This applies as much to data, web services and other resources, as it does to the bibliographic resources to which thesauri have traditionally been applied.

The work to combine the thesauri has been carried out by Access Innovations Inc, a privately held company that specializes in information management and database creation products and services.

Source: http://www.infodocket.com/2013/01/25/science-reference-a-new-thesaurus-created-for-the-astronomy-communit/

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শনিবার, ২৬ জানুয়ারী, ২০১৩

North Korea lashes out at the US and South. How big a threat?

Renewed threats from North Korea's regime have given rise to questions about how far the North Koreans will go in carrying them out.

By Donald Kirk,?Correspondent / January 25, 2013

People watch a TV news showing file footage of a North Korean rocket carried during a military parade, at Seoul Railway Station in Seoul, South Korea, Thursday. How serious are the North Korean threats against both the US and South Korea this week and how far will the North Koreans go in carrying them out?

Ahn Young-joon/AP

Enlarge

An outpouring of North Korean rhetoric against both the US and South Korea this week raises the inevitable questions: How serious are the North Korean threats and how far will the North Koreans go in carrying them out?

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North Korea?s latest threat of ?strong countermeasures? against South Korea if the South supports UN sanctions against the North actually worries some analysts more than the North?s claim to be testing a nuclear device?capable of hitting the US. ?

No one believes North Korea is about to ?target? the US in the near future with more than rhetorical volleys, but North Korea has staged numerous ?incidents? against South Korea and might well have some more in mind.

?The North Koreans are playing with fire,? says David Straub, associate director of the Korean studies program at Stanford University. ?It?s more dangerous than the nuclear threat.?

North Korea?s Committee for Peaceful Reunification of Korea blasted South Korea in language that strikes observers as anything but peaceful.

?There will be no more discussion on denuclearization between the North and South in the future,? it said in a statement. "If the puppet group of traitors takes a direct part in the UN 'sanctions,' it said, "the DPRK [Democratic People's Republic of Korea] will take strong physical counter-measures against it."?Indeed, the statement went on " 'Sanctions' mean a war and a declaration of war against us."

The fear is that North Korea will challenge the South with surprise attacks similar to those in 2010, when a torpedo sank a South Korean Navy vessel, killing 46 sailors, and shells fired from the North Korean coast killed four people on a small South Korean island.?

The North Koreans appear to be testing the will of South Korea?s president-elect, Park Geun-hye, daughter of the long-ruling South Korean dictator, Park Chung-hee, who was assassinated in 1979. Many observers believe that Ms. Park, who will be inaugurated next month, is likely be a tougher leader than outgoing President Lee Kyung-bak, also a conservative but reluctant to act militarily against the North. (Read Donald Kirk's reporting on South Korea's first woman president here)

Under Park, says Mr. Straub, ?there?s a significant possibility the South Koreans will respond.?

At the same time, analysts expect North Korea to increase tensions by conducting another underground test of a nuclear device. North Korea conducted nuclear tests twice previously ? in 2006 and 2009 ? soon after test-firing long-range missiles.

A third nuclear test would ?fit in with a familiar pattern," says Tony Namkung, a scholar and consultant who visited North Korea twice this month ? first with Eric Schmidt, the Google executive chairman, and again with executives from the Associated Press, for which he serves as a consultant on its bureau in Pyongyang.

Mr. Namkung worries that the next test will be more advanced than the previous two. Many analysts believe the device will use highly enriched uranium, not the plutonium at the core of previous devices.

Still, he senses that ?they?re loosening up in Pyongyang,? creating a freer atmosphere. ?There are signs of change? toward normal lifestyles, he says.

Kim Ki-sam, a former officer with South Korea?s National Intelligence Service, predicts the North will test a nuclear device before Park?s inauguration. ?Their tactic is to raise tension,? says Mr. Kim. ?Then they compromise.?

He believes ?the situation will be very bad to appearances,? he adds, ?but that doesn?t mean the overall situation will be worse.??

Choi Jin-wook, a long-time North Korea expert at the Korean Institute of National Unification in Seoul, believes one central aim of North Korean strategists surrounding the young leader Kim Jong-un is a desire for respect. ?They want to make clear they are a nuclear power,? he says.?

L. Gordon Flake, executive director of the Mansfield Foundation in Washington, takes a somewhat sanguine view of the furor over North Korea. "It' s the North Korean playbook, it's what they've been doing for 20 years," he says.He believes North Korea indeed is getting ready for another nuclear test ? the reason for the rhetoric ? but does not take the escalation of the rhetoric very seriously. "We need to know what they've always been saying," he says. "It's cut and paste."?

Source: http://rss.csmonitor.com/~r/feeds/csm/~3/SoOaXKqj7H4/North-Korea-lashes-out-at-the-US-and-South.-How-big-a-threat

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Dual Canadian-U.S. citizens can conquer tax ... - Financial Post

The resum? of a U.S.-born, Toronto-based electrical engineer we?ll call Matt is a monument to his success. With a distinguished academic background and a string of successful jobs within his company, he has a salary of $168,000 a year plus bonuses that can be high as $26,000 a year. His wife, Jennifer, as we?ll call her, has a part-time job as an office manager with a $24,000 annual salary. Their combined gross income, as high as $218,000 a year, pays for a comfortable way of life. Question is ? can he sustain it in retirement?

Matt?s problem and that of his wife, Jennifer, also a U.S. citizen with permanent residence in Canada, is that the laws governing RRSPs and their equivalent U.S. retirement plans don?t mesh very well. Matt, 48, and Jennifer, 46, intend to stay in Canada and, in any event, they have been here almost all their adult lives.? The focus of their planning therefore has to be to build up their RRSPs, taking account of U.S. rules that do not allow contributions to the plans to be deducted from their taxable worldwide incomes, while making use of the US$92,000 exemption of foreign ? that is, Canadian ? income for the income they report on their U.S. basic 1040 tax return.

With careful accounting to ensure they comply with the tax laws of both countries, they can build their RRSPs and avoid tax on the sums Canada allows to be deducted from the worldwide income they report to the Internal Revenue Service. The reason ? they will get a Canadian federal foreign tax credit as well as an Ontario credit for sums over the federal credit. In the end, they come out with their RRSPs working as intended and no U.S. tax penalty.

Family Finance asked Graeme Egan, a financial planner and portfolio manager at KCM Wealth Management Inc. in Vancouver, to work with the couple to focus their financial plans, enhance returns from their investments, and plan retirement.

Investment goals

Family FinanceThe couple has two investment targets ? one, to add money to their three children?s education funds, and two, to fund their own retirements. Their family RESP has a $115,000 balance. It is being used to pay for one child, age 20, in a professional curriculum in university and another child, 17, who has just started first-year university. The two older students cannot receive the Canada Education Savings Grant of the lesser of $500 or 20% of annual contributions, for the CESG ends at age 17. But the couple can contribute $2,500 a year to get the maximum $500 CESG for their 14-year-old for the next three years.

Matt puts $22,000 a year into his RRSP. If he maintains this rate of accumulation for 12 years to age 60 and grows the account, now $258,000, at 3% a year after inflation, he would have $689,400 in the account. While the United States does not recognize RRSP contributions as deductions from taxable income., a U.S. taxpayer can elect to defer tax on this income until it is actually paid out. In other words, on payout, the U.S. tax treatment will be the same as Canada?s.

Their non-RRSP assets, which total $170,000, would grow to $242,400 at 3% per after inflation to year at Matt?s age 60, with no further contributions. Add an expected inheritance of $150,000 and the sum of non-registered capital would be $392,400.

Retirement planning

If Matt and Jennifer downsize their $1-million house at retirement at Matt?s age 60 to $500,000 and invest what could be a $600,000 balance ?? allowing for $100,000 growth in value in the next 12 years ? then combine the $600,000 with their future non-registered capital, they would have about $1-million. They should observe the U.S. tax rule that only the first $500,000 of any capital gain on the house will be tax-exempt.

Assuming financial assets grow at 3% before inflation adjustments and they exhaust all capital by Matt?s age 95, $1-million of non-registered assets would provide $61,000 a year, and their $689,400 of registered assets would support a draw of $45,000 a year, for total investment income of $106,000 before tax.

If Matt starts his Canada Pension Plan benefits at his age 65, he would receive the maximum $12,150 in 2013 dollars. They can take benefits at age 60, but the loss of 0.6% a month for each month that benefits are taken before age 65, or 36% for five years, would be costly. There is no need for early application for benefits, Mr. Egan says. It should be noted that having left the U.S. in 1990 when they were in their early twenties, they would have negligible entitlements to Social Security benefits. If Matt takes his CPP at 65, he would receive $12,150 a year in 2013 dollars. CPP benefits for Jennifer, based on her interrupted work history, cannot be calculated, Mr. Egan says.

When each is 67, both will be entitled to full OAS benefits, currently $6,553 a year. If pensions are split, each will have annual income of $65,628 in 2013 dollars before tax. They will avoid the OAS clawback that begins at $70,954 in 2013. After 30% average tax, they should have combined disposable income of $7,657 a month. Their present expenses of $6,000 a month net of retirement and other savings, childcare costs and debt-service costs would be covered.

?The cost of being an American in Canada is not higher total tax, for careful observance of reporting rules usually means that one gets credit for what are usually lower American income taxes, but in the time and cost of compliance,? Mr. Egan says. ?Most of Matt?s income will be exempt and that will be key to his tax costs in the U.S. In the end, careful observance of rules of both countries will keep his tax bill to no more than what it would be in Canada without exposure to American taxes.?

Need help getting out of a financial fix? Email andrewallentuck@mts.net for a free Family Finance analysis

Source: http://business.financialpost.com/2013/01/25/dual-canadian-u-s-citizens-can-conquer-tax-challenges/

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শুক্রবার, ২৫ জানুয়ারী, ২০১৩

Wolfram Alpha expands Facebook analytics, takes a closer look at your social relationships

Wolfram Alpha expands Facebook analytics, takes a closer look at your social relationships

Have you ever wanted to know if you're the most popular amongst your group of friends? Or which of your pals lives the furthest from you? These are questions that can't be answered by Facebook's latest Graph Search, but they're perfect for the stats geeks over at Wolfram Alpha. The group started mining Facebook for data last year, but have recently expanded its analytics to include a closer look at your social relationships. Namely, they've identified five "network roles:" social insiders, outsiders, neighbors, gateways and connectors. Insiders share the same friends while outsiders don't, neighbors don't have a lot of buddies outside of your network while gateways do, and connectors are those that bridge two networks together, like a college buddy who went to the same high school. Combined with location, age and other info, this data unlocks an array of potential visualizations color-coded by different categories, letting you see patterns you might not have noticed before. If you think the analysis ends there, think again; by enabling a "Historical Analytics" feature, you'll be allowing Wolfram Alpha to continually collect your info so you can see how your Facebook profile changes over time. If you're not creeped out by that notion, jump on over to the rightmost source link and fill in the appropriate details to see just how well you know your "friends."

Note: It seems that Facebook has limited Wolfram's API calls, so you might get an error when accessing the tool for now.

DNP Wolfram Alpha expands Facebook analytics, takes a closer look at your social relationships

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Source: Wolfram Alpha Blog, Wolfram Alpha

Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/-sfbGXyt9uc/

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