FIRST UP: A rare disappointing earnings report from JPMorgan Chase, the country's largest bank, battered bank stocks and pushed the market lower. Among traders, the thinking was that if JPMorgan had trouble in the final quarter of 2011, the rest of the industry probably did, too.
GALLIC SHRUG: Markets were little changed after France's finance minister confirmed that S&P had stripped the country of its AAA credit rating. The markets have been expecting a downgrade for months.
NOT BAD SO FAR: Even with Friday's fall, the three major indexes posted gains for the second straight week. The S&P 500 index is up 2.5 percent to start the year.
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